Oxipay - Own It Now Pay Over Time


What is Oxipay?

Oxipay lets you spread the cost of your purchases over 8 weekly payments if your purchase is $40 or more, or 4 fortnightly payments, making buying what you want that much easier.

Who can use Oxipay?

You can access Oxipay if you:

  • Live in New Zealand
  • Are at least 18 years old
  • Have a valid and verifiable email address and a New Zealand mobile number
  • Have a New Zealand Mastercard or Visa credit or debit card
  • Have a New Zealand residential and shipping address
  • Have a New Zealand drivers licence

How do I use Oxipay?

Simply select Oxipay as your payment method during the checkout process. You will be asked to join Oxipay or log in if you’re already a member. Joining is quick and easy with no long application forms.

What does it cost to use Oxipay?

Nothing, as long as each of your payments reaches us by the due date.

What are the fees for late payment?

If your payments don’t reach us by the due date, we will charge you a late payment fee of $10. A $30 collection fee may also be applied if any payment is still outstanding more than 7 days after your due date.

When are my payments processed?

Fortnightly -  Your first payment will be 25% of the purchase price for any purchase under $1,000.
Weekly - Your first payment will be 12.5% of the purchase price for any purchase under $1,000. Orders must be over $40

For all payment options, the first payment is charged at the time of the purchase. Each subsequent instalment is charged either weekly or fortnight after the purchase date. Orders will ship straight away

For example:

Oxipay Payment Plan

Oxipay Payment Schedule - 4 x Fortnightly Payments

  • Instalment 1 - $20 due on 1 June (today) We ship your Order
  • Instalment 2 - $20 due on 15 June
  • Instalment 3 - $20 due on 29 June
  • Instalment 4 - $20 due on 13 July

Oxipay Payment Schedule- 8 x Weekly Payments (Orders over $40)

  • Instalment 1 - $10.00due on 1 July (today) We ship your Order
  • Instalment 2 - $10.00 due on 8 July
  • Instalment 3 - $10.00 due on 15 July
  • Instalment 4 - $10.00 due on 22 July
  • Instalment 5 - $10.00 due on 29 July
  • Instalment 6 - $10.00 due on 5 August
  • Instalment 7 - $10.00 due on 12 August
  • Instalment 8 - $10.00 due on 19 August

For more information please visit www.oxipay.co.nz